The legal foundation for cultivating your financial garden with Vuna
Last Updated: January 11, 2026
By downloading, installing, or using Vuna, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the app. Vuna is a financial tracking tool, not a financial advisor. We provide software to help you manage your finances, but all financial decisions are your responsibility.
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Vuna ("we," "us," or "our") governing your use of the Vuna mobile application (the "App").
By accessing or using Vuna, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree, you must immediately discontinue use of the App.
You must be at least the age of majority in your jurisdiction to use Vuna. By using the App, you represent and warrant that you meet this requirement.
Vuna is a personal finance management application for devices that provides tools to:
Vuna is provided free of charge with no advertisements. We reserve the right to modify, suspend, or discontinue any feature or the entire App at any time without notice.
IMPORTANT DISCLAIMER
Vuna is a financial tracking and budgeting tool only. We do not provide financial, investment, or legal advice.
You acknowledge and agree that:
As a user of Vuna, you agree to:
Enter accurate and truthful financial information. Vuna's calculations and insights are only as reliable as the data you provide. We are not responsible for errors resulting from incorrect user input.
Regularly back up your financial data. While data is stored locally on your device, you are responsible for creating and maintaining backups. We are not liable for data loss due to device failure, app errors, or user error.
Protect your device with a strong password, PIN, or biometric lock. Vuna stores sensitive financial data locally, and you are responsible for preventing unauthorized access to your device.
Use Vuna only for lawful purposes and in compliance with all applicable laws and regulations. You may not use the App for illegal activities, including money laundering, fraud, or tax evasion.
Keep the App updated to the latest version available on Google Play Store to ensure optimal performance, security, and access to new features.
You agree NOT to:
Vuna, including its design, code, features, graphics, logos, and user interface, is owned by us and protected by intellectual property laws including copyright, trademark, and trade secret laws.
Your License: We grant you a limited, non-exclusive, non-transferable, revocable license to use Vuna for personal, commercial purposes in accordance with these Terms.
Your Data: You retain all ownership rights to the financial data you input into Vuna. By using the App, you grant us a limited license to process and store your data solely for the purpose of providing App functionality. We do not claim ownership of your personal financial information.
VUNA IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.
To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to:
We make no guarantees that Vuna will help you achieve your financial goals, reduce debt, increase savings, or improve your financial situation. All financial outcomes depend on your personal decisions and circumstances.
Device Compatibility: While Vuna is designed for Android devices, we do not guarantee compatibility with all Android versions, devices, or manufacturers.
Important Legal Protection
To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities arising from your use of Vuna.
This includes but is not limited to:
In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability is limited to the greatest extent permitted by law.
Because Vuna is provided free of charge, in no event shall our total aggregate liability exceed $10 USD.
You agree to indemnify, defend, and hold harmless Vuna, its developers, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from:
Your Right to Terminate: You may stop using Vuna at any time by uninstalling the App from your device. Uninstalling removes all locally stored data.
Our Right to Terminate: We reserve the right to suspend or terminate your access to Vuna immediately, without notice, if we believe you have violated these Terms or engaged in prohibited activities.
Effect of Termination: Upon termination, all rights granted to you under these Terms immediately cease. Sections of these Terms that by their nature should survive termination (including disclaimers, limitations of liability, and indemnification) shall remain in effect.
We are not liable for any consequences resulting from termination, including loss of data or access to the App.
We reserve the right to modify, update, or replace these Terms at any time at our sole discretion. When we make changes:
Your continued use of Vuna after changes are posted constitutes acceptance of the updated Terms. If you do not agree to the modified Terms, you must discontinue use of the App.
It is your responsibility to review these Terms periodically for updates.
Vuna may integrate with or provide links to third-party services, websites, or resources (e.g., currency exchange rate providers, cloud backup services). These third parties are not under our control, and we:
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Vuna regarding your use of the App.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, pandemics, or technical failures.
If you provide us with feedback, suggestions, or ideas about Vuna, you grant us a perpetual, irrevocable, worldwide license to use, modify, and incorporate such feedback without compensation or attribution.
If you have questions about these Terms of Service, please contact us:
By downloading and using Vuna, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. Thank you for cultivating your financial future with us.